FINDING YOUR HOME: ARTICLES

The Rent vs. Buy and other handy calculators can be found on the FreddieMac web site.

Are you looking to buy a new home? Are you thinking that now's a great time to find bargains? Before you make an offer, it pays to know a little about the seller's situation.

Read the Fannie Mae PDF: "Knowing and Understanding Your Credit"

Answer: Short sale buyers across the country are singing the blues right along. Every short sale is different and as much depends on the lender as it does on the listing agent. Some listing agents outsource their short sale negotiations to a third party, which can often delay a response.

It’s important to note that raising your FICO credit score is a bit like losing weight: It takes time and there is no quick fix. In fact, quick-fix efforts can backfire. The best advice is to manage credit responsibly over time. See how much money you can save by just following these tips and raising your credit score.

Step 1: Prioritizing Your Needs

Start by establishing a list of features that you desire in a home and provide the reasons why. Use it as your basic search guide, but remember that depending on your financial situation, you will probably need to make some compromises. In addition, talk to The Choporis Crispell Team about where you want to live. Location is a critical part of any home purchase. We are trained to assist clients in narrowing down their choices by providing the latest market trends and local information like neighborhood statistics and community links.

YES, YES, YES!

New construction is plentiful in Southern Maryland, and you may be considering buying a newly built home.  New construction has a ton of advantages, but many buyers make the false assumption that they can save money by not using their own REALTOR when purchasing a new home. This is a huge misconception!